Stimulus for Homeowners: Eligibility and Application Process
Homeowner Stimulus: Relief Program, Who is Eligible, and How to Apply
The Homeowner Stimulus program is a relief program that provides essential funding to homeowners who have been financially impacted by the pandemic. It offers financial assistance to help eligible homeowners pay their home expenses and mortgages. The program is implemented by state housing finance agencies in the United States, and the eligibility requirements can vary by state.
The Homeowner Assistance Fund (HAF), established under the American Rescue Plan Act, provides funds to government entities to assist eligible homeowners in paying off qualified expenses related to their homes. The HAF aims to prevent the loss of power service and home utilities, mortgage issues, displacement of homeowners, and the loss of the ability to live in their homes.
Who is Eligible for Homeowner Stimulus?

To be eligible for the Homeowner Stimulus, individuals must have experienced financial hardship linked to the COVID-19 pandemic and apply for assistance for their primary home. They must also have a household income that falls below the set requirements, which can vary by state. Most state programs limit eligibility to less than 150% of the median income in their area, or $79,900, whichever is higher. However, some states may have lower income limits.
What Expenses are Eligible for Homeowner Stimulus?
Qualified expenses that may be covered by the Homeowner Stimulus include property taxes, homeowners association fees, utilities (such as gas, electricity, and home energy), certain home repairs, internet service, mortgage payments, and homeowners insurance. However, the eligibility of these expenses can vary by state. Some state programs may cover all of these expenses, while others may only cover a few. Individuals should check the details of their local program to learn about the eligible expenses in their area.
How to Apply for Homeowner Stimulus?
The application process for the Homeowner Stimulus can vary depending on the location of the residence. Before applying, homeowners should verify that they meet the income requirements and have all the necessary documents. The application will require homeowners to describe the hardships they have experienced, such as job loss or increased costs due to healthcare needs. To apply, individuals can visit the website of their state housing finance agency and navigate to the local program’s page. From there, they can easily apply and check the eligibility requirements.
It’s important to note that submitting an application for the Homeowner Stimulus does not guarantee financial assistance. In some cases, state programs may not have enough funding to help every homeowner in their area.
For more information about the Homeowner Stimulus program and the Homeowner Assistance Fund, individuals can visit the website ncsha.org.